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"Today's Rates" Posted At Right Are Based On National Averages.  APR stands for Annual Percentage Rate.  Jim Harvey beats the National Averages day in and day out.  Call Jim Today At 404.375.6600 For The Best Program And Rate For You!

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Jim Harvey – Your Mortgage Professional

As is evidenced by the state of the U.S. economy and the record number of foreclosures in 2009 and 2010, the process of securing home mortgages was very lax for many years.  From subprime mortgages to stated income loans, getting approved for a mortgage was an easy process.  And, with the ease of underwriting standards, your choice of loan officer or mortgage consultant was not an extremely critical one.  As anyone knows who has applied for a loan in the last 12 months, those days are gone.

More than ever, you need a mortgage professional that understands how to navigate the loan approval process.  You need a mortgage professional that has extensive experience in all types of mortgage loans ranging from FHA loans to jumbo mortgages.  You need a mortgage professional who not only knows how to structure a mortgage to best meet your overall financial needs, but a professional who knows how to pre-underwrite your loan to insure that you put your best foot forward in the underwriting process.  You need a seasoned mortgage professional like Jim Harvey.

Experienced, Knowledgeable, Customer Focused

Beginning his real estate career in 1989, Jim has extensive experience in handling purchase mortgages, rate and term refinance mortgages and cash-out refinances.  Unlike most consultants that take a brief application on the phone and then either email or mail loan disclosure packages to their clients, Jim Harvey tries to meet in person with each and every client and does so at the client’s convenience, weekends and nights included.  He then researches the market thoroughly to find his clients the best mortgage with the lowest interest rate and closing costs.  As an employee of a federally chartered bank with numerous correspondent relationships in the banking community, Jim has the ability to shop numerous other banks to secure the best mortgage interest rate for his clients.

Whether you are thinking about a home mortgage for a purchase or for a refinance, please think no further than Jim Harvey.  Not only can you expect great mortgage rates, but you will receive superior customer service as well.  A simple click of the Client Testimonials tab above will give you all of the feedback you need.  Though Jim Harvey resides in Roswell, Georgia and predominantly works on Georgia mortgages in towns like Atlanta and its suburbs such as Roswell, Alpharetta, Woodstock, Cumming, as well as other towns throughout many counties such as North Fulton, Cobb, Cherokee and Forsyth, Jim works for a federally chartered bank and is able to originate loans in all 50 states.  Give him a call today at 404-375-6600 or email him at Jim@AskJimHarvey.com